Top Mutual Funds Performance
A comparative look at the performance of leading mutual funds across different categories. Data as of Jan 2026.
| Fund Name | 6 Months | 1 Year | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|
| Quant Small Cap Fund | -6.0% | -2.9% | 18.9% | 26.8% | 18.6% |
| Nippon India Small Cap Fund | -6.6% | -4.8% | 20.2% | 25.3% | 19.5% |
| SBI Small Cap Fund | -2.5% | -3.4% | 16.5% | 19.8% | 19.9% |
| HDFC Small Cap Fund | -1.8% | 1.2% | 20.3% | 23.5% | 18.4% |
| Axis Small Cap Fund | 0.5% | 1.1% | 10.2% | 18.5% | 18.9% |
| Fund Name | 6 Months | 1 Year | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|
| Motilal Oswal Midcap Fund | 2.5% | 8.5% | 24.5% | 28.1% | 21.2% |
| HDFC Mid-Cap Opportunities | 1.2% | 6.8% | 22.1% | 23.4% | 19.0% |
| Kotak Emerging Equity Fund | 0.8% | 5.5% | 19.8% | 21.5% | 18.2% |
| SBI Magnum Midcap Fund | -1.5% | 2.1% | 20.5% | 22.8% | 17.5% |
| Nippon India Growth Fund | 0.5% | 4.9% | 21.0% | 24.2% | 17.8% |
| Fund Name | 6 Months | 1 Year | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|
| Parag Parikh Flexi Cap Fund | 1.5% | 7.5% | 21.7% | 19.2% | 17.6% |
| Quant Flexi Cap Fund | -2.0% | 3.5% | 16.0% | 23.5% | 18.3% |
| HDFC Flexi Cap Fund | 3.1% | 10.2% | 22.1% | 23.4% | 16.9% |
| JM Flexicap Fund | 2.5% | 9.8% | 20.5% | 19.5% | 16.5% |
| Franklin India Flexi Cap | 1.8% | 8.5% | 19.1% | 18.5% | 15.2% |
| Fund Name | 6 Months | 1 Year | 3 Years | 5 Years | 10 Years |
|---|---|---|---|---|---|
| Nippon India Large Cap Fund | 4.2% | 12.5% | 18.5% | 19.8% | 15.2% |
| ICICI Pru Bluechip Fund | 3.5% | 11.2% | 15.8% | 16.5% | 14.1% |
| SBI Bluechip Fund | 3.1% | 10.5% | 14.9% | 15.8% | 13.8% |
| HDFC Top 100 Fund | 4.0% | 12.8% | 17.5% | 18.2% | 14.5% |
| Mirae Asset Large Cap Fund | 2.8% | 9.5% | 13.5% | 14.8% | 15.5% |
Disclaimer
Frequently Asked Questions (FAQs)
SIP (Systematic Investment Plan) involves investing a fixed amount of money at regular intervals (usually monthly). It promotes disciplined saving and benefits from rupee cost averaging. Lumpsum involves investing a large, one-time amount. It is suitable for those who have a significant amount of cash, but it carries higher market timing risk.
No. Mutual fund investments are subject to market risks. The returns shown are based on historical performance and are not an indication of future results. Unlike Fixed Deposits, the returns are not guaranteed. The value of your investment can go up or down.
Rupee Cost Averaging is the primary benefit of investing via SIP. When you invest a fixed amount regularly, you automatically buy more units of a mutual fund when the price is low and fewer units when the price is high. This averages out your cost of purchase over time and reduces the risk of investing a large amount at a market peak.
The Expense Ratio is an annual fee charged by the Asset Management Company (AMC) to manage the mutual fund. It is expressed as a percentage of the fund's total assets. It covers administrative, management, and other operational costs. A lower expense ratio is generally better for the investor as it means more of your money is working for you.
The taxation of mutual fund returns depends on the type of fund (equity or debt) and the holding period.
- Equity Funds: If held for more than 1 year, returns are considered Long-Term Capital Gains (LTCG) and are taxed at 10% on gains above ₹1 lakh. If held for less than 1 year, it's Short-Term Capital Gains (STCG), taxed at 15%.
- Debt Funds: If held for more than 3 years, gains are considered LTCG and are taxed at 20% after indexation. If held for less than 3 years, STCG is added to your income and taxed as per your income tax slab.