Understanding the PPF Calculator

The Public Provident Fund (PPF) is a long-term, government-backed savings scheme that offers attractive interest rates and tax benefits. Our PPF Calculator helps you estimate the maturity value of your PPF investment, showing you how your money can grow over the 15-year lock-in period and beyond.

How Does it Work?

You need to input your yearly investment amount (up to a maximum of ₹1.5 lakh) and the calculator projects the future value based on the current PPF interest rate. It assumes you make the investment at the beginning of each financial year. The calculator shows the year-on-year growth of your corpus, clearly breaking down your total investment and the interest earned.

What is EEE Status?

PPF enjoys a unique Exempt-Exempt-Exempt (EEE) status, making it one of the most tax-efficient investments in India.

• Exempt (Investment): Your investment up to ₹1.5 lakh per year is eligible for tax deduction under Section 80C.
• Exempt (Interest): The interest you earn each year is completely tax-free.
• Exempt (Maturity): The final maturity amount is also fully exempt from tax.

पीपीएफ कैलकुलेटर को समझना

पब्लिक प्रोविडेंट फंड (पीपीएफ) एक लंबी अवधि की, सरकार समर्थित बचत योजना है जो आकर्षक ब्याज दरें और कर लाभ प्रदान करती है। हमारा पीपीएफ कैलकुलेटर आपको अपने पीपीएफ निवेश के परिपक्वता मूल्य का अनुमान लगाने में मदद करता है।